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Medicare Insurance Checklist

If you are approaching age 65, there are many things you should do to prepare for Medicare such as checking Medicare supplement insurance rates. Why is this important? Checking Medicare supplemental rates is important because there are many important medical services that are not covered by Medicare such as dental, vision and hearing. Take some time to make a Medicare insurance checklist to make sure you are ready for this time in your life

Here are some things you should include for your Medicare checklist and when getting ready to shop for the best Medicare supplement insurance rates:

  • Confirm Your Eligibility: As you are approaching age 65, you should contact the Social Security Administration to make sure you are eligible to receive Medicare. If there is anything you need to do, it is best to go ahead and do it ahead of time so your Medicare coverage will not be delayed.
  • Review Medicare Insurance: Medicare has different parts that pay for different types of health care. There is Part A, Part B, and Part D. Part A is for hospital care, Part B is out-patient care, and Part D is for prescription drugs. Medicare has an official website where you can find out important information about what your Medicare insurance policy will cover.
  • Sit Down with an Insurance Agent: You should start discussing Medicare supplement insurance with your insurance agent before you actually need it, preferably several months ahead of when you reach age 65. Look at all the options available and how much each plan will cost so you can make an informed decision.
  • Check with Your Health Care Provider: Check with your local doctor and health care facility to make sure they accept Medicare. You don’t want to wait until you need medical care to find out that your doctor does not accept Medicare.
  • Make Sure to Enroll in Medicare: You need to enroll in Medicare Parts A and B at least a month in advance of your 65th birthday. This will allow time for all the paperwork to be processed so your coverage will not be delayed.
  • Make a Decision on a Supplemental Medicare Insurance Plan: After you have taken care of all the previous steps in this list, you need to make a decision on a supplemental Medicare insurance plan that is right for you. This will depend on how much money you have to spend for a plan along with the benefits you need. If you need to schedule a second appointment with your insurance agent, go ahead and do this now. This is an important decision and will take some time and consideration to make the best decision.

If you take a little time to prepare, you will be ready to being your Medicare insurance at age 65 and can begin shopping for the best Medicare supplement insurance rates available. A trained insurance professional can help you compare plans and costs to find the best plan available.

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