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Under What Conditions Should I File Bankruptcy?...

Uncontrollable debt is scary. Every phone call is a debt collector. Every letter is an attempt to collect a debt. You can’t afford to hang out with friends at a bar or restaurant. You feel isolated and alone. You need help from a Debt Relief Valdosta attorney. What Is Your Debt Situation? You should talk to Charles Farrell, Esq. If you: >Are only capable of making minimum credit card payments >Aren’t sure quite how much you owe >Use your credit cards to pay for necessities like food, rent, and utilities >Debt collectors are hounding you >Are staggered by the amount of your debt Make A List Or Two If “yes” was the answer to any of the above questions, then you need to know what you have and have not. Your Debt Relief Valdosta attorney will need to know what he’s dealing with. Grab pen and paper to make two lists: one of assets and one of debt. Remember to add in student loans, 401k plans, stocks and bonds, and retirement accounts. If the debt outweighs the assets, then you should file bankruptcy. Types Of Bankruptcy In Chapter 7 bankruptcy, your assets are sold to pay your creditors. After four months, you will be given a notice of discharge. The bankruptcy will be on your credit report for ten years. Never fear, though, because when you buy a home or a car, people find ways around bankruptcies. Chapter 13 bankruptcy is basically a payment plan. The filer stays in his home and works to pay his debt in three to five years. Following the grace period, his remaining debt is forgiven. Bankruptcy is scary. I’m Charles Farrell, and I stand ready to help if you’re thinking of filing. Please contact me for more information....

Fall Accidents: Prevention Tips and Advice...

Workplace falls accounted for about 34,673 deaths at home and work in 2016, the National Safety Council reports. The data puts falls at third place on the list of leading causes of unintentional injury-related deaths. Falls are preventable though. Here are some tips on how to prevent falls at work. Get proper training Make sure you undergo training on proper use of the equipment before you start operating any machines. If there’s anything you don’t understand, ask. Don’t try to go ahead without proper knowledge or guidance. Check for hazards Always be on the lookout for any potential safety hazards at work. Do not start a job unless you are sure that everything is in order. If there’s something amiss—the machine doesn’t seem to be engaging properly—do a spot-check inspection. Look for any signs of damage and call for a technician. Be aware Complacency can put you in danger. Always be aware of your surroundings. That way, you can easily recognize potential danger or hazards and can take measures to contain the risks or eliminate them properly. Dealing with falls If you still end up suffering from a fall accident through no fault of your own, then get in touch with slip and fall lawyers in Fort Lauderdale. A team of experienced lawyers can help you file a claim. Legal counsel assistance When you hire slip and fall lawyers in Fort Lauderdale, you have pros to help you gather the evidence necessary to prove the liability of the other party, interview witnesses, formulate legal theories to find out which ones apply to your case and research case law. Your lawyer is also there to draft any pleadings or motions along with any discovery requests. Follow safety guidelines to prevent falls at work. And if...

Why You Need a Probate Lawyer in Bainbridge Island...

Disputes, mistakes, and missed assets are things that happen as estates are settled. The emotional trauma of the losses affects how clearly people think. Many families forget to discuss final plans or explain where they keep wills, property deeds, or information about trusts. A common question people have is if they should hire an attorney. Some situations may not need that type of professional guidance, but many others will benefit from their assistance. Assets are Numerous A Probate Lawyer in Bainbridge Island is often a necessity when an estate includes many assets. The potential for complications increases when there are more beneficiaries and the possibility of missed assets. A probate lawyer helps to keep the process organized and has the staff available to seek the titles, lost family members, or deal with other complications that may delay settling the estate. Family is Divided Money has a way of creating conflict for some families. In some instances, the debates can even start because of sentimental items with no real value. An attorney cannot prevent family arguments or mend a relationship. The responsibility of the lawyer is to make certain the last wishes of the deceased are legally honored. Lawyers can make certain all the final documents are valid and the family follows all local inheritance laws. Debts are Overwhelming A Probate Lawyer in Bainbridge Island is sometimes needed when there are no assets to divide among beneficiaries. Any assets that remain after death must first go to cover the expenses. Sometimes, those debts are higher than the assets will cover. A lawyer can help with negotiations with creditors and create a priority list of where the money needs to go. The effort helps to reduce the worry and time investment of family members. The probate process...

Why Hire a Wrong Death Attorney?...

Wrongful death is the death of a person caused by the carelessness or negligence of another person. The surviving family members of the deceased will file a wrongful death lawsuit against the person or company that caused the death. Hiring a wrongful death attorney in Hunterdon County will file a lawsuit against the person or company that caused the death. Reasons to File A Wrongful Death Many wrongful death lawsuits are filed because of commercial truck accidents, but they can be caused by many other circumstances. They can be caused by electrocution when someone leaves live electric wires exposed, by the careless discharge of a gun, motorcycle accidents, dog attacks, or wrong medical treatments. Statute of Limitations It is common for the surviving family members to be stressed and overwhelmed when they lose a loved one. However, there is a specific amount of time called the Statute of Limitations for when a wrongful death lawsuit must be filed. Each state has their own laws that govern the time frame for filing a wrongful death lawsuit. A wrongful death attorney in Hunterdon County will know the statute of limitations and make sure your lawsuit is filed within the required time frame. Benefits of an Attorney There are many benefits to hiring a wrongful death attorney in Hunterdon County. A wrongful death attorney will have the experience to see your lawsuit through to the end. Lawyers who do not deal with these types of cases may not be able to provide you with the best representation. A wrongful death attorney will be able to work with your family attorney to divide the settlement between the surviving family members. A wrongful death attorney will be able to hire experts who can provide information to help prove the...

How a Truck Accident Lawyer Will Prepare Your Case...

Sustaining an injury caused by a traffic accident involving a professional trucking firm does not mean you have to settle for whatever the firm is willing to offer. You do have the right to seek legal counsel who will deal with the firm and the insurance company. If necessary, the lawyer will represent you in a court of law. Here are some things you should know about how the case is prepared and your rights are protected. Going Over the Accident Reports One of the first things the truck accident lawyer Jacksonville FL will do is obtain and go over the reports gathered at the accident site. This is important, since the lawyer must be aware of anything that was said at the time of the accident. That includes any comments made by every person interviewed by law enforcement. Something in those reports may turn out to be key to the case. Talking With You About What Happened The truck accident lawyer Jacksonville FL also wants to talk with you about the events leading up to the accident, what type of medical attention you received, and anything else you can remember about the event itself. While you may think all the relevant information is in the reports, something that you don’t think is important may prove to be key to preparing the case. Interviewing Witnesses If there are any witnesses to the accident, your legal counsel will certainly want to talk with them. The goal of the truck accident lawyer Jacksonville FL is to determine if they noticed any minor details that may have a bearing on your case. They may be called upon to provide testimony or sign affidavits regarding what they observed. Those resources will be invaluable during the efforts to negotiate...

Manage Holiday Stress With the Help of a Family Law Lawyer in Dayton OH...

For most people, the holidays are a time of joy and festivity to be shared with friends and family. However, for those going through a separation or a divorce, it’s often draining and stressful. It’s tough to co-parent and manage the demands of the season at the same time, but these tips may help. Have a Plan Avoid scheduling-related arguments by making holiday arrangements before the season begins. Be sure these arrangements are in the children’s best interest, and try to keep them as hassle-free as possible, especially with younger children. When parents have a schedule, they feel less stressed and more in control. Be Reassuring Particularly if the family is spending the holidays apart for the first time, it’s important for parents to reassure the children that they’ll still have fun. Let them know that life will go on while they’re with their other parent. Set Realistic Expectations There’s no such thing as a perfect holiday, even if the family isn’t dealing with divorce or separation. Parents should remind themselves to set realistic expectations for the holiday season, and they should realize that even the best-laid plans sometimes have a few hitches. By going with the flow, parents can minimize stress on themselves and their children. Make New Traditions The first holiday after a divorce or a separation is typically the hardest. While everyone may want to keep traditions, it’s a good idea to create some new ones as well. Families should embrace their new ‘normal’ and children should have input into new traditions and celebrations. Find a Trusted Family Attorney A Family Law lawyer in Dayton OH knows that divorce and separation are personal and difficult. The firm’s experienced family lawyers have the compassion and knowledge needed to handle the legal issues...